You can apply online via our website, mobile app, or by visiting a branch. Provide your ID, income proof, and bank statements. Once submitted, our team reviews your application and notifies you about approval and disbursal.
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Custom Banking
Banking For Your Needs
Fixed Deposit
Higher Returns & Security.
Accounts
Duty the obligations business.
Investments
Secure you & your family.
Family 360o
Complete banking solutions.
Fixed Deposit
Higher Returns & Security.
Accounts
Duty the obligations business.
Investments
Secure you & your family.
Family 360o
Complete banking solutions.
Fixed Deposit
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Accounts
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Investments
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Family 360o
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Fixed Deposit
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Accounts
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Investments
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Family 360o
Beguiled and demoralized by the charms of pleasure of the so blinded by desire that they cannot foresee.
Key Benefits:
- 100% Guaranteed returns
- Loan against FD available
- Flexible tenure options
Guide to
Fixed Deposits
pdf 6.8mb
Find the Perfect FD Option for Your Needs.
Secure Growth
Enhance Your Wealth Safely
Multi Currency a/c
Experience seamless global banking with our multi-currency account that lets you hold, send, and receive money in multiple currencies without hassle.
Mutual Funds
Invest in diversified portfolios managed by experts. Microfinos helps you select the right mutual funds for stable, long-term wealth creation.
Custom Banking
Banking For Your Needs
Get Support
Savings Account
Grow Your Wealth With
Smart Digital Savings.
Microfinos offers flexible, high-return savings accounts designed for the modern digital user. Enjoy instant account opening, secure deposits, and transparent interest benefits.
3.2k+
Active Digital Savers
2.6% Growth$2B+
Total Savings Secured
4.5% Annual GainOpen Your Digital Account
Consumer Loans
Affordable Loans For
Your Everyday Needs.
Microfinos provides quick, low-collateral personal loans with flexible EMIs that fit your financial comfort. Get approved instantly with a fully digital process.
12k+
Loans Issued
3.8% Growth$850M
Disbursed Amount
6.2% YoYStart Your Loan Application
Credit Cards
Experience Freedom With
Reward-Rich Cards.
Microfinos credit cards offer cashback, travel rewards, zero annual fees, and unmatched security — perfect for daily transactions and premium experiences.
18k+
Active Cards
5.4% Growth$1.1B
Annual Transactions
7.1% YoYStart Your Card Application
Advisory Services
Expert Financial Planning
For Smarter Decisions.
Our certified financial advisors help you create personalized investment strategies, retirement planning, wealth management, and financial goal mapping.
4.9/5
Client Satisfaction
Top Rated9.5k+
Clients Advised
+12% GrowthRequest a Callback
Insurance Products
Protect What Matters
With Smart Insurance.
Microfinos offers life, health, travel, and asset insurance plans that are affordable and comprehensive, giving you peace of mind and long-term security.
25k+
Policies Issued
3.9% Growth$750M
Coverage Value
5.2% YoYGet Insured
Banking Products
Your All-In-One
Digital Banking Solutions.
Microfinos provides a comprehensive suite of digital banking solutions including savings, payments, deposits, credit facilities, and investment options.
40k+
Active Users
8.4% Growth$3.4B
Total Transactions
10.2% YoYConnect With Us
00k
Customers Trust Microfinos for Secure Digital Finance.
00m
Fast, Secure & Real-Time Transactions Processed Daily.
00+
Digital Access Points & Partner Locations Worldwide.
00+
Years of Trusted Financial Innovation & Service Excellence.
Instant
Home Loan Calculator
Home Loan Calculator
Estimate your monthly EMI, total payable amount, and interest instantly with our smart home loan calculator. Adjust the loan amount, tenure, and interest rate to get accurate results tailored to your needs.
Loan Questions? Check Our Faq’s Page.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Vehicle Loan Calculator
Vehicle Loan Calculator
Plan your next car or bike purchase with confidence. Calculate your EMI within seconds and compare different loan options effortlessly.
Loan Questions? Check Our Faq’s Page.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Personal Loan Calculator
Personal Loan Calculator
Whether it's medical needs, travel, or personal expenses — quickly check how much EMI you’ll pay every month. Customize loan inputs to match your budget.
Loan Questions? Check Our Faq’s Page.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Education Loan Calculator
Education Loan Calculator
Secure your educational future with clarity. Calculate student loan EMIs, interest, and repayment schedules with ease.
Loan Questions? Check Our Faq’s Page.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Mortgage Loan Calculator
Mortgage Loan Calculator
Get complete control over your mortgage planning. Instantly compute EMI, interest payable, and total loan cost with our advanced calculator.
Loan Questions? Check Our Faq’s Page.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388Secure
Credit Card
Discover Our
Discover Our
Range of Credit Cards
Rewards Cards
Cashback Cards
Travel Cards
Unlock exclusive reward points on every purchase! From shopping and dining to fuel and entertainment, our Rewards Cards give you maximum benefits with every swipe.
Explore CardsApply for Your Rewards Card
Save more with guaranteed cashback on groceries, fuel, online shopping, bill payments, and more. A perfect card for daily spenders who love instant savings.
Explore CardsApply for Your Cashback Card
Make every journey rewarding with exclusive travel perks—airport lounge access, flight discounts, hotel deals, and zero forex charges. Your passport to smarter travel.
Explore CardsApply for Your Travel Card
Locker Facility
Secure, Private & Reliable Locker Services
Keep your precious assets protected with our advanced locker facility designed to give you complete peace of mind. From jewelry and documents to digital media, our lockers ensure reliable and uninterrupted security.
Advanced protection at budget-friendly rates. Check our locker pricing.
Key Features
Multiple Locker Sizes Available
Flexible & Affordable Rental Options
Microfinos Loans
Frequently Asked Questions About Loans
Categories
Topics related to loan application, approval, and repayment.
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01How do I apply for a Microfinos loan?
-
02What types of loans are available?
Microfinos offers Personal Loans, Business Loans, and Microfinance Loans. Each loan has flexible terms, competitive interest rates, and eligibility criteria based on income and credit history.
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03What is the interest rate for loans?
Interest rates vary depending on the loan type, tenure, and applicant profile. Personal and microfinance loans start from 12% per annum. Business loans may have different rates. Check our website or contact support for exact rates.
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04How do I repay my loan?
Repayments can be made via auto-debit, online transfer, mobile banking, or by visiting any Microfinos branch. You can choose monthly, quarterly, or flexible repayment schedules based on your loan agreement.
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05What is the eligibility criteria for a loan?
Eligibility depends on your age, income, credit history, and employment or business stability. Generally, applicants must be 21–60 years old, with a regular income or business record, and valid KYC documents.
Blog Post
Latest from Blog Post
Financial Planning
By D.Beckham
21
Jul, 2025
5 Mins Read